5 Holiday Hazards to Cover Before the Season Begins

The holidays are a time for joy, family, and celebration, but they can also bring unexpected risks. From festive decorations to winter travel, here are five common holiday hazards and how the right insurance coverage can protect you:

1. Fire Risks from Decorations

Twinkling lights and candles set the mood, but they also increase fire hazards.

Tip: Check your homeowners policy to ensure it covers fire damage. Consider adding extra coverage for high-value items like electronics and gifts.

2. Slippery Sidewalks and Driveways

Snow and ice can lead to slips and falls on your property.

Tip: Liability coverage in your homeowners policy helps protect you if someone gets injured on your property.

3. Holiday Travel Accidents

Roads are busier, and winter weather can make driving dangerous.

Tip: Review your auto insurance for collision and comprehensive coverage. If you’re renting a car, confirm your policy extends to rentals.

4. Package Theft

Online shopping is convenient, but porch pirates are on the rise.

Tip: Homeowners or renters insurance may cover stolen packages. Check your policy and consider security measures like cameras or smart locks.

5. Identity Theft from Online Shopping

Cyber criminals love the holiday season.

Tip: Ask about identity theft protection options. Some policies offer coverage for expenses related to restoring your identity.

Don’t let holiday hazards ruin your celebrations. Contact Citizens Alliance Agency today to review your coverage and enjoy peace of mind this season.

📞 Call us at (833) 586-9779

🌐 Visit citizensallianceagency.com