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When It Rains, It Pours—Why You Need Umbrella Insurance
Umbrella insurance is your financial safety net when life takes an unexpected turn. It provides extra liability coverage beyond your home, auto, or renters policies—protecting your assets, future income, and peace of mind. From lawsuits to libel claims, it covers what standard policies don’t. Affordable and essential, especially if you face higher risks, umbrella insurance is smart protection for life’s legal and financial storms.

Candice Freese
3 days ago2 min read


What Homeownership Really Means
🏡 Buying a home is more than a milestone—it’s about building something that’s truly yours. At Citizens Alliance Agency, we’re here to help you protect it. From rising insurance costs to understanding your coverage, we break down what homeowners need to know. Plus, why having a trusted agent by your side still matters in today’s changing world.

Citizens Alliance Agency
Jul 82 min read


Insurance Myths vs Facts: What You Really Need to Know
🎯 Think insurance is boring? Think again. From red cars to flood coverage, the myths run deep—and the facts might surprise you. I’m Tom Saue at Citizens Alliance Agency, here to bust myths and drop knowledge bombs that could protect your wallet. Don’t fall for bad advice—get insured the smart way.

Tom Saue
Jul 12 min read


Save Money and Stress: How to Prevent Insurance Claims Before They Happen
Insurance is there when the unexpected happens—but preventing claims in the first place is even better. In this post, Steve Agre from CAA shares practical tips for reducing risks to your home and vehicle. From routine maintenance to smart safety upgrades, learn how to protect your property, avoid common insurance claims, and gain peace of mind.

Steve Agre
Jun 172 min read


Summer is Here! Protect Your Boat, Motorcycle & ATV for Maximum Fun
Hello everyone, it’s Daniel Martin – an agent here at Citizens Alliance Agency (CAA). In today’s blog, I will cover Boats, Motorcycle, &...

Daniel Martin
Jun 32 min read


Safeguard Your Harvest: Why Crop Hail Insurance Matters
Hey, it's Mike Bristle here! Citizens Alliance Agency offers many Crop hail options that have several advantages for farmers and...

Mike Bristle
May 202 min read


Life Insurance vs GoFundMe
In today's world, financial planning is essential, especially when it comes to the uncertainty of life and death. One common trend that...

Jesse Warner
May 74 min read


CLUE Reports, Crime Reports, Credit Reports, and MVRs: The Four Reports Your Insurance Agent Is Judging You With
Hi Folks, Kyle Goeman here. Let’s be honest — when you think of insurance, you probably envision long forms, confusing acronyms, and...

Kyle Goeman
Apr 223 min read


Understanding Builder's Risk Insurance: Essential Coverage for Construction Projects
Hey everyone! This is Jon Kuhlmann at Citizens Alliance Agency. Commercial insurance sometimes needs a builders risk policy. A builder's...

Jon Kuhlmann
Apr 81 min read


Deductibles vs. Premiums: Finding the Right Balance for Your Budget
Hello everyone, it’s Candice Freese – an agent here at Citizens Alliance Agency (CAA). In today’s blog, I will cover deductibles and...

Candice Freese
Mar 181 min read


Decoding the Homeowner's Insurance Dec Page: A Comprehensive Guide
Hey everyone, it’s Tom Saue - one of the agents here at Citizens Alliance Agency (CAA). In today’s blog, I’m going to go over what’s...

Tom Saue
Mar 32 min read


Protect Your Family: Understanding Life Insurance Needs
Hey there, Candice Freese with Citizens Alliance Agency here! Let’s talk about life insurance and how important it is to protect your...

Candice Freese
Dec 17, 20242 min read


The Digital Evolution of Insurance: Trends and Innovations
Hey everyone - it’s Tom Saue at Citizens Alliance Agency. In today’s blog I’m going to look at how technology is impacting the insurance...

Tom Saue
Dec 5, 20242 min read


Liability Insurance: The Affordable Shield You Can't Afford to Miss!
Hey there, Kyle Goeman from Citizens Alliance Agency here! Let’s talk about why liability insurance is a must-have in your insurance...

Kyle Goeman
Nov 21, 20244 min read


Exciting News: Our New Office is Almost Ready!
We have some fantastic updates to share with you as we move closer to completing our new office on Main Street. The construction is...

Citizens Alliance Agency
Oct 7, 20242 min read


Understanding the Need for Life Insurance with a Long-Term Care Rider
Understanding the Need for Life Insurance with a Long-Term Care Rider

Jesse Warner
Sep 24, 20243 min read


Ride with Confidence: Your Ultimate Guide to ATV Insurance This Summer
Summer is the perfect time for outdoor adventures, and ensuring you have the right ATV coverage is crucial for peace of mind. I’m Candice...

Candice Freese
Aug 16, 20241 min read


Why Your Collector Car Deserves Specialized Insurance: The Benefits of Collector Car Policies
Hey everyone…this is Tom Saue at Citizens Alliance Agency. If you know me then you know I’m a “car” guy. I’m here today to provide you...

Tom Saue
Jul 31, 20242 min read


Protect Your Family on the Water: Understanding Crucial Watercraft Liability Coverage
Hello, water sports enthusiasts and concerned boat owners! Kyle Goeman here from Citizens Alliance Agency. As an insurance agent and...

Kyle Goeman
Jul 22, 20243 min read


Exciting Update: Citizens Alliance Agency's New Home Office Is Officially Under Construction!
Front Entrance As we bid farewell to the old and embrace the new, we have thrilling news to share with all of you. Drumroll, please! If...

Kyle Goeman
Jul 5, 20242 min read
Locations & Hours
Locations
WE'VE MOVED!
Clara City
110 N Main Street
PO Box 750
Clara City, MN 56222
Montevideo
525 Legion Dr. Suite #1
Montevideo, MN 56265
Sacred Heart
200 W Maple Street
PO Box 397
Sacred Heart, MN 56285
Clara City: 320.847.2307
Montevideo: 320.269.6484
Fax: 320.301.9699
Hours
Office Hours:
Monday - Friday: 8:00am - 5:00pm
Saturday - Sunday: Closed
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