Winter is coming, are you ready? Before the snow falls, take steps to protect your home from cold-weather damage. From draining sprinkler systems and sealing windows to cleaning gutters and servicing your HVAC, these simple tasks can save you from costly repairs. If you’re heading south, don’t forget extra precautions like maintaining heat and installing monitoring equipment. Learn more in our winterizing guide!

Thinking of renting a moving truck for your next move? Don’t assume your personal auto insurance has you covered. Most policies exclude larger rental trucks due to weight and commercial classification. Learn when coverage might apply, what your options are, and how to protect yourself from unexpected costs.

Citizens Alliance Agency is excited to celebrate the Grand Opening of our new Montevideo location! Join us November 4-7 for an open house featuring giveaways, co-branded gear, and a charitable donation in each winner’s name. Stop by to meet our team, enjoy a community appreciation meal, and explore our new space. We’re proud to serve Montevideo with personalized insurance solutions and hometown care.

Thinking about frying a turkey this Thanksgiving? Before you fire up the oil, check out these essential safety tips from Citizens Alliance Agency and the Clara City Fire Department. From fryer setup to insurance coverage, we’ve got you covered—so you can enjoy a crispy, golden feast without the risk. Watch our video and read on to learn how to fry smart, stay safe, and protect what matters most.

Medicare is older than the moon landing, and that’s just one surprising fact! From its historic first recipients to covering over 66 million Americans today, Medicare has a fascinating story. Learn how it compares to space history, what it doesn’t cover, and why scams are so common. As we enter Medicare Season, Citizens Alliance Agency is here to help you navigate your options with confidence.

Balancing work and family is challenging, but protecting your loved ones doesn’t have to be. In honor of National Work & Family Month, we’re sharing tips on life insurance, retirement planning, and budgeting, three essentials for building financial security and peace of mind. Start planning today to protect what matters most.

Ever wonder how your insurance premium is set? It’s not random. Insurers use a mix of personal risk factors, statistical models, and market conditions to calculate your rate. From your age and location to your driving record and coverage choices, every detail plays a role. Learn how risk assessment, actuarial science, and even your credit score influence what you pay, and how you might lower it.

As the leaves fall, it’s time to prepare your home, and your insurance, for the season ahead. From roof inspections to fire safety checks, fall maintenance can help prevent costly claims. Learn how seasonal changes affect your coverage and why now is the perfect time to review your policy. Citizens Alliance Agency is here to help you fall into financial security with confidence and care.

Harvest season brings long hours and big risks. From equipment checks to insurance updates, staying safe and covered is essential. Daniel Martin from Citizens Alliance Agency shares key tips to protect your farm, your team, and your peace of mind during this busy time. Don’t let safety take a back seat, read on for practical advice to make this harvest season a successful and secure one.

Working parents juggle countless responsibilities, making insurance a vital safety net. From life and health coverage to auto protection, the right policies offer peace of mind and financial security. In honor of National Working Parents Day, we explore how insurance supports busy families and share tips for choosing coverage that fits your lifestyle.

If crop damage is probable, timing and documentation are key. This guide walks you through the Multi-Peril Crop Insurance claims process, from reporting a Notice of Loss to working with an adjuster and finalizing your claim. Learn what steps to take, what records to keep, and how to protect your coverage when the unexpected affects your harvest.

Fall sports are back, and so are the risks of injury. From sprains to ER visits, accident insurance helps cover what health insurance may not, like out-of-pocket costs, lost wages, and recovery expenses. Whether you're a parent of a student-athlete or play in weekend leagues, Citizens Alliance Agency offers affordable, flexible coverage to keep you protected. Stay in the game. On and off the field.

Choosing an insurance agent over going direct can make all the difference. Agents offer personalized advice, access to multiple carriers, and long-term support—things online quote tools can’t match. From claims assistance to tailored coverage, an agent like Jesse at Citizens Alliance Agency helps protect what matters most. Discover why working with a local expert is the smarter way to insure your future.

National Finance Awareness Day was a timely reminder to reflect on your financial goals and the importance of planning ahead. At Citizens Alliance Agency, we highlighted how insurance acts as a safety net—protecting your future from life’s uncertainties. Whether it’s your home, health, or income, the right coverage helps keep your financial plan on track. It’s never too late to plan, protect, and feel confident about what’s next.

When a claim situation hits — storm, accident, damage — don’t freeze. React! You are the first responder to your own property. Shut off water, take photos, call your agent. Insurance helps, but your actions matter most. Know your deductible, document everything, and act fast. Don’t wait for permission — take control and protect what’s yours.

Big changes are brewing in Montevideo! A former insurance and loan office is being transformed into a vibrant community hub — featuring a full-service bank, a refreshed insurance agency, and Ziggi’s Coffee. This new space is designed to bring convenience, connection, and comfort under one roof. While construction is underway, our insurance team is still here for you at 525 Legion Drive Suite 1. Stay tuned for updates!

Confused about auto insurance for work vehicles? Learn the key differences between personal and commercial auto policies. Personal insurance covers everyday driving, while commercial policies protect vehicles used for business tasks like deliveries or transporting tools. Using the wrong coverage can lead to denied claims—find out which one fits your needs and how Citizens Alliance Agency can help.

Planning a summer getaway? Travel insurance can protect you from unexpected delays, cancellations, medical emergencies, and more. Learn what coverage you need, how to choose the right policy, and tips to stay safe while traveling. Don’t leave home without peace of mind—read our full guide!

Umbrella insurance is your financial safety net when life takes an unexpected turn. It provides extra liability coverage beyond your home, auto, or renters policies—protecting your assets, future income, and peace of mind. From lawsuits to libel claims, it covers what standard policies don’t. Affordable and essential, especially if you face higher risks, umbrella insurance is smart protection for life’s legal and financial storms.

🏡 Buying a home is more than a milestone—it’s about building something that’s truly yours. At Citizens Alliance Agency, we’re here to help you protect it. From rising insurance costs to understanding your coverage, we break down what homeowners need to know. Plus, why having a trusted agent by your side still matters in today’s changing world.