Auto glass coverage depends on your insurance policy and the type of glass that’s damaged. Learn how comprehensive and full glass coverage work, why windshields and side windows are made differently, and how each affects safety, repair options, and emergency situations.

Small business owners face risks every day, from customer injuries to property damage and employee accidents. This quick guide breaks down the three must‑have insurance coverages every business needs to stay protected, avoid costly setbacks, and keep operations running smoothly. Learn how the right policies can safeguard your future and support long-term success.

Ready for a challenge? Test your Auto Insurance IQ with our 10‑question trivia quiz! See if you can answer questions about liability, deductibles, coverage types, and common discounts. Some answers might surprise you, so buckle up, take the quiz, and find out how much you really know!

Cyber risks are increasing for families and small businesses alike. From phishing to ransomware, even everyday online activity can expose your personal or customer data. This guide breaks down today’s most common threats and how simple, affordable cyber coverage can help you stay protected in a digital world.

Not all water damage is covered the same. Many homeowners assume water backup and flood damage fall under one type of insurance, but they’re completely different. In this article, Steve from our Sacred Heart branch explains how each type of coverage works, what causes them, and why understanding the difference can save you thousands.

Car insurance protects you from the unexpected, whether it’s an accident, weather damage, or an uninsured driver. In this guide, we break down the essential types of coverage, why they matter, and how Citizens Alliance Agency can help you choose the right protection for your vehicle, budget, and lifestyle. Stay confident on the road with coverage tailored to your needs.

Minnesota’s deep freeze is here, and simple maintenance mistakes can lead to denied insurance claims. From keeping your home above 55°F to preventing ice dams and knowing your shut-off valve, a few winter habits can protect both your home and your coverage.

Your home is more than a building, it’s where life happens. Home insurance protects your property and belongings from unexpected events like fire, theft, or severe weather, and provides liability coverage if someone is injured on your property. Learn the essentials of dwelling coverage, personal property protection, and tips for choosing the right policy so you can safeguard what matters most.

Choosing the right crop insurance is essential to protect your farm from weather, yield variability, and market risks. From Revenue Protection to supplemental options like SCO and ECO, understanding coverage levels and your farm’s risk profile can make all the difference. Citizens Alliance Agency is here to help you navigate federal crop insurance and find the best fit for your operation. Contact Mike Bristle today!

Winter roads can be dangerous, but with the right precautions, you can stay safe and confident behind the wheel. From checking your tires and packing an emergency kit to slowing down and watching for black ice, these essential tips will help you navigate icy conditions and protect your family this season. Stay prepared, read our full guide for smart winter driving strategies.

The holidays bring joy, but also risks you might not expect. From fire hazards caused by festive lights to slippery sidewalks, package theft, and even identity fraud during online shopping, the season can be full of surprises. Discover five common holiday hazards and how the right insurance coverage can keep your celebrations safe and stress-free.

Winter is coming, are you ready? Before the snow falls, take steps to protect your home from cold-weather damage. From draining sprinkler systems and sealing windows to cleaning gutters and servicing your HVAC, these simple tasks can save you from costly repairs. If you’re heading south, don’t forget extra precautions like maintaining heat and installing monitoring equipment. Learn more in our winterizing guide!

Thinking of renting a moving truck for your next move? Don’t assume your personal auto insurance has you covered. Most policies exclude larger rental trucks due to weight and commercial classification. Learn when coverage might apply, what your options are, and how to protect yourself from unexpected costs.

Citizens Alliance Agency is excited to celebrate the Grand Opening of our new Montevideo location! Join us November 4-7 for an open house featuring giveaways, co-branded gear, and a charitable donation in each winner’s name. Stop by to meet our team, enjoy a community appreciation meal, and explore our new space. We’re proud to serve Montevideo with personalized insurance solutions and hometown care.

Thinking about frying a turkey this Thanksgiving? Before you fire up the oil, check out these essential safety tips from Citizens Alliance Agency and the Clara City Fire Department. From fryer setup to insurance coverage, we’ve got you covered—so you can enjoy a crispy, golden feast without the risk. Watch our video and read on to learn how to fry smart, stay safe, and protect what matters most.

Medicare is older than the moon landing, and that’s just one surprising fact! From its historic first recipients to covering over 66 million Americans today, Medicare has a fascinating story. Learn how it compares to space history, what it doesn’t cover, and why scams are so common. As we enter Medicare Season, Citizens Alliance Agency is here to help you navigate your options with confidence.

Balancing work and family is challenging, but protecting your loved ones doesn’t have to be. In honor of National Work & Family Month, we’re sharing tips on life insurance, retirement planning, and budgeting, three essentials for building financial security and peace of mind. Start planning today to protect what matters most.

Ever wonder how your insurance premium is set? It’s not random. Insurers use a mix of personal risk factors, statistical models, and market conditions to calculate your rate. From your age and location to your driving record and coverage choices, every detail plays a role. Learn how risk assessment, actuarial science, and even your credit score influence what you pay, and how you might lower it.

As the leaves fall, it’s time to prepare your home, and your insurance, for the season ahead. From roof inspections to fire safety checks, fall maintenance can help prevent costly claims. Learn how seasonal changes affect your coverage and why now is the perfect time to review your policy. Citizens Alliance Agency is here to help you fall into financial security with confidence and care.

Harvest season brings long hours and big risks. From equipment checks to insurance updates, staying safe and covered is essential. Daniel Martin from Citizens Alliance Agency shares key tips to protect your farm, your team, and your peace of mind during this busy time. Don’t let safety take a back seat, read on for practical advice to make this harvest season a successful and secure one.