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The Pros of Having an Insurance Agent vs. Going Direct
Choosing an insurance agent over going direct can make all the difference. Agents offer personalized advice, access to multiple carriers, and long-term support—things online quote tools can’t match. From claims assistance to tailored coverage, an agent like Jesse at Citizens Alliance Agency helps protect what matters most. Discover why working with a local expert is the smarter way to insure your future.
Jesse Warner
1 minute ago3 min read


Reflecting on National Finance Awareness Day: Why Financial Planning Matters
National Finance Awareness Day was a timely reminder to reflect on your financial goals and the importance of planning ahead. At Citizens Alliance Agency, we highlighted how insurance acts as a safety net—protecting your future from life’s uncertainties. Whether it’s your home, health, or income, the right coverage helps keep your financial plan on track. It’s never too late to plan, protect, and feel confident about what’s next.
Citizens Alliance Agency
7 days ago2 min read


What to Do in a Claim Situation — Don't Freeze, React!!
When a claim situation hits — storm, accident, damage — don’t freeze. React! You are the first responder to your own property. Shut off water, take photos, call your agent. Insurance helps, but your actions matter most. Know your deductible, document everything, and act fast. Don’t wait for permission — take control and protect what’s yours.
Kyle Goeman
Aug 122 min read


From Coverage to Community: Our New Space in Montevideo
Big changes are brewing in Montevideo! A former insurance and loan office is being transformed into a vibrant community hub — featuring a full-service bank, a refreshed insurance agency, and Ziggi’s Coffee. This new space is designed to bring convenience, connection, and comfort under one roof. While construction is underway, our insurance team is still here for you at 525 Legion Drive Suite 1. Stay tuned for updates!
Citizens Alliance Agency
Aug 42 min read


Difference Between Commercial Auto and Personal Auto Insurance Policies
Confused about auto insurance for work vehicles? Learn the key differences between personal and commercial auto policies. Personal insurance covers everyday driving, while commercial policies protect vehicles used for business tasks like deliveries or transporting tools. Using the wrong coverage can lead to denied claims—find out which one fits your needs and how Citizens Alliance Agency can help.
Jon Kuhlmann
Jul 291 min read


✈️ Summer Travel Insurance Tips: What You Need to Know Before You Go
Planning a summer getaway? Travel insurance can protect you from unexpected delays, cancellations, medical emergencies, and more. Learn what coverage you need, how to choose the right policy, and tips to stay safe while traveling. Don’t leave home without peace of mind—read our full guide!
Citizens Alliance Agency
Jul 222 min read


When It Rains, It Pours—Why You Need Umbrella Insurance
Umbrella insurance is your financial safety net when life takes an unexpected turn. It provides extra liability coverage beyond your home, auto, or renters policies—protecting your assets, future income, and peace of mind. From lawsuits to libel claims, it covers what standard policies don’t. Affordable and essential, especially if you face higher risks, umbrella insurance is smart protection for life’s legal and financial storms.
Candice Freese
Jul 152 min read


What Homeownership Really Means
🏡 Buying a home is more than a milestone—it’s about building something that’s truly yours. At Citizens Alliance Agency, we’re here to help you protect it. From rising insurance costs to understanding your coverage, we break down what homeowners need to know. Plus, why having a trusted agent by your side still matters in today’s changing world.
Citizens Alliance Agency
Jul 82 min read


Insurance Myths vs Facts: What You Really Need to Know
🎯 Think insurance is boring? Think again. From red cars to flood coverage, the myths run deep—and the facts might surprise you. I’m Tom Saue at Citizens Alliance Agency, here to bust myths and drop knowledge bombs that could protect your wallet. Don’t fall for bad advice—get insured the smart way.
Tom Saue
Jul 12 min read


Save Money and Stress: How to Prevent Insurance Claims Before They Happen
Insurance is there when the unexpected happens—but preventing claims in the first place is even better. In this post, Steve Agre from CAA shares practical tips for reducing risks to your home and vehicle. From routine maintenance to smart safety upgrades, learn how to protect your property, avoid common insurance claims, and gain peace of mind.
Steve Agre
Jun 172 min read


Summer is Here! Protect Your Boat, Motorcycle & ATV for Maximum Fun
Hello everyone, it’s Daniel Martin – an agent here at Citizens Alliance Agency (CAA). In today’s blog, I will cover Boats, Motorcycle, &...
Daniel Martin
Jun 32 min read


Safeguard Your Harvest: Why Crop Hail Insurance Matters
Hey, it's Mike Bristle here! Citizens Alliance Agency offers many Crop hail options that have several advantages for farmers and...
Mike Bristle
May 202 min read


Life Insurance vs GoFundMe
In today's world, financial planning is essential, especially when it comes to the uncertainty of life and death. One common trend that...
Jesse Warner
May 74 min read


CLUE Reports, Crime Reports, Credit Reports, and MVRs: The Four Reports Your Insurance Agent Is Judging You With
Hi Folks, Kyle Goeman here. Let’s be honest — when you think of insurance, you probably envision long forms, confusing acronyms, and...
Kyle Goeman
Apr 223 min read


Understanding Builder's Risk Insurance: Essential Coverage for Construction Projects
Hey everyone! This is Jon Kuhlmann at Citizens Alliance Agency. Commercial insurance sometimes needs a builders risk policy. A builder's...
Jon Kuhlmann
Apr 81 min read


Deductibles vs. Premiums: Finding the Right Balance for Your Budget
Hello everyone, it’s Candice Freese – an agent here at Citizens Alliance Agency (CAA). In today’s blog, I will cover deductibles and...
Candice Freese
Mar 181 min read


Decoding the Homeowner's Insurance Dec Page: A Comprehensive Guide
Hey everyone, it’s Tom Saue - one of the agents here at Citizens Alliance Agency (CAA). In today’s blog, I’m going to go over what’s...
Tom Saue
Mar 32 min read


Protect Your Family: Understanding Life Insurance Needs
Hey there, Candice Freese with Citizens Alliance Agency here! Let’s talk about life insurance and how important it is to protect your...
Candice Freese
Dec 17, 20242 min read


The Digital Evolution of Insurance: Trends and Innovations
Hey everyone - it’s Tom Saue at Citizens Alliance Agency. In today’s blog I’m going to look at how technology is impacting the insurance...
Tom Saue
Dec 5, 20242 min read


Liability Insurance: The Affordable Shield You Can't Afford to Miss!
Hey there, Kyle Goeman from Citizens Alliance Agency here! Let’s talk about why liability insurance is a must-have in your insurance...
Kyle Goeman
Nov 21, 20244 min read
Locations & Hours
Locations
WE'VE MOVED!
Clara City
110 N Main Street
PO Box 750
Clara City, MN 56222
Montevideo
525 Legion Dr. Suite #1
Montevideo, MN 56265
Sacred Heart
200 W Maple Street
PO Box 397
Sacred Heart, MN 56285
Clara City: 320.847.2307
Montevideo: 320.269.6484
Fax: 320.301.9699
Hours
Office Hours:
Monday - Friday: 8:00am - 5:00pm
Saturday - Sunday: Closed
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