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  • Writer's pictureCandice Freese

Ride with Confidence: Your Ultimate Guide to ATV Insurance This Summer

Summer is the perfect time for outdoor adventures, and ensuring you have the right ATV coverage is crucial for peace of mind. I’m Candice Freese from Citizens Alliance Agency, and I’m here to guide you through the process of securing the ideal insurance policy for your all-terrain vehicle (ATV).



On-Road ATV Use: If your summer plans include cruising on public roads with your ATV, it’s important to have insurance coverage similar to that required for motorcycles or cars. This typically includes liability coverage, which may be compulsory depending on your state’s regulations.


Off-Road ATV Use: For those who prefer the path less traveled, off-road ATV insurance is tailored to your unique needs. This specialized coverage can protect against damages, theft, and provide liability coverage for accidents occurring off the beaten track.


Tailored Coverage: Every adventure is different, and so are your insurance needs. It’s essential to discuss with your insurance provider to understand the specific coverages available for your ATV. Here are some key points to consider:


  • The extent of coverage for both on-road and off-road use.

  • Liability coverage to safeguard against accident-related expenses.

  • Protection against theft or damage to your ATV.

  • Additional options or endorsements to enhance your policy.


Let’s Connect: Ready to ensure your summer adventures are covered? Visit us at Citizens Alliance Agency for a personalized consultation. Whether you’re looking for a new quote, reviewing an existing policy, or just need advice, I’m here to help. Reach out at 320-847-2307 or drop an email to cfreese@citizensallianceagency.com, and let’s make sure you’re set up correctly.


Remember, the right coverage means you can focus on the fun, not the what-ifs. Let’s chat soon!




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