Medicare, Made Simple
Whether you're turning 65 or reviewing your coverage,
our local team will help you understand your options, with no pressure
Book an Appointment • Call (833) 586-9779
Scroll Down
Medicare in 4 Minutes
New to Medicare? Start here. Our agents cover who qualifies, the four parts of Medicare,
and when to sign up, in about four minutes.
Still have questions? Book time with our team!
Medicare Disclaimer
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 33 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. The number of products available varies by county.
Citizens Alliance Agency is not connected with or endorsed by the U.S. government or the federal Medicare program.
mEDICARE bASICS
Who qualifies? Most people become eligible at 65.
Some younger people qualify because of certain disabilities, ALS or End-Stage Renal Disease.
Part A - Hospital Insurance
Covers inpatient hospital stays, skilled nursing care, hospice and some home health care. Most people pay no premium if they worked and paid Medicare taxes for 10 or more years.
Part c - mEDICARE aDVANTAGe
Plans from private insurers that combine Parts A and B, usually include Part D, and often add dental, vision and hearing.
Part B - Medical Insurance
Covers doctor visits, outpatient care, preventive services and medical equipment. Most people pay a monthly premium.
Part d - prescription dRUGS
Helps pay for prescriptions through private insurers approved by Medicare.
Common Medicare Questions
01
When do I sign up?
Your Initial Enrollment Period usually starts 3 months before your 65th birthday month and ends 3 months after it. Waiting without other qualifying coverage can lead to penalties.
03
Original Medicare or Medicare Advantage?
Original Medicare lets you see most doctors nationwide who accept Medicare, and is often paired with a Medigap plan and a Part D plan. Medicare Advantage puts everything in one private plan, which may have network limits.
05
Does it cost anything to meet with you?
There's no cost or obligation for a review.
02
Should I enroll at 65 if I'm still working?
Maybe not. It depends on the size of your employer, whose plan covers you, and whether you contribute to an HSA.
04
When can I review my plan?
Medicare Open Enrollment runs October 15 – December 7 each year.
Talk with a Local Medicare Agent
Pick a time that works for you. We'll walk through your questions, prescriptions and doctors, one on one.
Tom Saue
Insurance Agent
Click below to schedule your consultation.
Book a 30-Minute Consultation with Tom.
Candice Freese
Insurance Agent
Click below to schedule your consultation.
Book a 30-Minute Consultation with Candice.
Jesse Warner
Insurance Agent
Click below to schedule your consultation.
Book a 30-Minute Consultation with Jesse.
Steve Agre
Insurance Agent
Click below to schedule your consultation.
Book a 30-Minute Consultation with Steve.
Kyle Goeman
Insurance Agent
Click below to schedule your consultation.
Book a 30-Minute Consultation with Kyle.