Are You Covered for Fall Sports Injuries? Learn What Accident Insurance Can Do for You!
- Citizens Alliance Agency
- Sep 2
- 2 min read
As fall sports kick off across Minnesota, families are gearing up for football games, soccer matches, and cross-country meets. While these activities promote health, teamwork, and fun, they also come with a risk of injury. From sprains and fractures to concussions and ER visits, the unexpected can happen, and it can be costly.
That’s where accident insurance comes in.
What Is Accident Insurance?
Accident insurance is a supplemental policy designed to help cover the out-of-pocket costs that traditional health insurance may not fully reimburse. Think of it as a financial safety net that pays cash benefits directly to you when an injury occurs due to an accident.
These benefits can be used for:
Emergency room visits
X-rays and diagnostic tests
Follow-up care and physical therapy
Transportation and lodging
Lost wages from missed work
Who Should Consider Accident Coverage?
Accident insurance isn’t just for professional athletes, it’s for anyone who leads an active lifestyle or has loved ones participating in sports.
You might benefit from a policy if:
You’re a parent of a student-athlete
You play in recreational or weekend leagues
You have a high-deductible health plan
You want peace of mind during the sports season
Real-Life Scenarios
High School Football Injury: Your child breaks a wrist during practice. Health insurance covers part of the ER visit, but you’re left with a deductible. Accident insurance helps offset that cost.
Weekend Soccer Sprain: You twist your ankle during a game and need crutches and physical therapy. Accident insurance provides cash benefits to help with recovery and missed work.
Why Choose Citizens Alliance Agency?
We offer accident insurance policies that are:
Affordable: Plans start at a low monthly rate.
Flexible: Choose coverage that fits your lifestyle.
Simple: Easy enrollment and fast claims processing.
Whether you're cheering from the sidelines or lacing up your cleats, make sure you're protected. Sports injuries are unpredictable, but your finances don’t have to be.
Ready to Learn More?
Contact Citizens Alliance Agency today to explore accident insurance options and get a quote. Let us help you stay in the game. On and off the field.