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Insights That Go Beyond the Policy
At Citizens Alliance Agency, we believe insurance should be understood — not just purchased. Our blog hub explores the decisions, structures, and strategies behind insurance coverage to help individuals, businesses, and board members protect what matters most with confidence.
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Turkey Frying 101: Safety Tips from Citizens Alliance Agency
Thinking about frying a turkey this Thanksgiving? Before you fire up the oil, check out these essential safety tips from Citizens Alliance Agency and the Clara City Fire Department. From fryer setup to insurance coverage, we’ve got you covered—so you can enjoy a crispy, golden feast without the risk. Watch our video and read on to learn how to fry smart, stay safe, and protect what matters most.

Candice Freese
Oct 30, 2025


What Do Medicare and the Moon Landing Have in Common?
Medicare is older than the moon landing, and that’s just one surprising fact! From its historic first recipients to covering over 66 million Americans today, Medicare has a fascinating story. Learn how it compares to space history, what it doesn’t cover, and why scams are so common. As we enter Medicare Season, Citizens Alliance Agency is here to help you navigate your options with confidence.

Tom Saue
Oct 21, 2025


Protecting What Matters Most: Balancing Work, Family, and Financial Security
Balancing work and family is challenging, but protecting your loved ones doesn’t have to be. In honor of National Work & Family Month, we’re sharing tips on life insurance, retirement planning, and budgeting, three essentials for building financial security and peace of mind. Start planning today to protect what matters most.

Citizens Alliance Agency
Oct 14, 2025


Ever Wonder How Your Insurance Premium Is Set?
Ever wonder how your insurance premium is set? It’s not random. Insurers use a mix of personal risk factors, statistical models, and market conditions to calculate your rate. From your age and location to your driving record and coverage choices, every detail plays a role. Learn how risk assessment, actuarial science, and even your credit score influence what you pay, and how you might lower it.

Steve Agre
Oct 7, 2025


Fall into Financial Security: Seasonal Insurance Tips for Homeowners
As the leaves fall, it’s time to prepare your home, and your insurance, for the season ahead. From roof inspections to fire safety checks, fall maintenance can help prevent costly claims. Learn how seasonal changes affect your coverage and why now is the perfect time to review your policy. Citizens Alliance Agency is here to help you fall into financial security with confidence and care.

Citizens Alliance Agency
Sep 30, 2025


Harvest Time: Safety and Insurance Essentials
Harvest season brings long hours and big risks. From equipment checks to insurance updates, staying safe and covered is essential. Daniel Martin from Citizens Alliance Agency shares key tips to protect your farm, your team, and your peace of mind during this busy time. Don’t let safety take a back seat, read on for practical advice to make this harvest season a successful and secure one.

Daniel Martin
Sep 23, 2025


📝 Insurance for Working Parents: Peace of Mind for Busy Lives
Working parents juggle countless responsibilities, making insurance a vital safety net. From life and health coverage to auto protection, the right policies offer peace of mind and financial security. In honor of National Working Parents Day, we explore how insurance supports busy families and share tips for choosing coverage that fits your lifestyle.

Citizens Alliance Agency
Sep 16, 2025


What to Do When a Multi-Peril Crop Insurance Claim Is Probable
If crop damage is probable, timing and documentation are key. This guide walks you through the Multi-Peril Crop Insurance claims process, from reporting a Notice of Loss to working with an adjuster and finalizing your claim. Learn what steps to take, what records to keep, and how to protect your coverage when the unexpected affects your harvest.

Mike Bristle
Sep 9, 2025


Are You Covered for Fall Sports Injuries? Learn What Accident Insurance Can Do for You!
Fall sports are back, and so are the risks of injury. From sprains to ER visits, accident insurance helps cover what health insurance may not, like out-of-pocket costs, lost wages, and recovery expenses. Whether you're a parent of a student-athlete or play in weekend leagues, Citizens Alliance Agency offers affordable, flexible coverage to keep you protected. Stay in the game. On and off the field.

Citizens Alliance Agency
Sep 2, 2025


The Pros of Having an Insurance Agent vs. Going Direct
Choosing an insurance agent over going direct can make all the difference. Agents offer personalized advice, access to multiple carriers, and long-term support—things online quote tools can’t match. From claims assistance to tailored coverage, an agent like Jesse at Citizens Alliance Agency helps protect what matters most. Discover why working with a local expert is the smarter way to insure your future.

Jesse Warner
Aug 26, 2025


Reflecting on National Finance Awareness Day: Why Financial Planning Matters
National Finance Awareness Day was a timely reminder to reflect on your financial goals and the importance of planning ahead. At Citizens Alliance Agency, we highlighted how insurance acts as a safety net—protecting your future from life’s uncertainties. Whether it’s your home, health, or income, the right coverage helps keep your financial plan on track. It’s never too late to plan, protect, and feel confident about what’s next.

Citizens Alliance Agency
Aug 19, 2025


What to Do in a Claim Situation — Don't Freeze, React!!
When a claim situation hits — storm, accident, damage — don’t freeze. React! You are the first responder to your own property. Shut off water, take photos, call your agent. Insurance helps, but your actions matter most. Know your deductible, document everything, and act fast. Don’t wait for permission — take control and protect what’s yours.

Kyle Goeman
Aug 12, 2025


From Coverage to Community: Our New Space in Montevideo
Big changes are brewing in Montevideo! A former insurance and loan office is being transformed into a vibrant community hub — featuring a full-service bank, a refreshed insurance agency, and Ziggi’s Coffee. This new space is designed to bring convenience, connection, and comfort under one roof. While construction is underway, our insurance team is still here for you at 525 Legion Drive Suite 1. Stay tuned for updates!

Citizens Alliance Agency
Aug 4, 2025


Difference Between Commercial Auto and Personal Auto Insurance Policies
Confused about auto insurance for work vehicles? Learn the key differences between personal and commercial auto policies. Personal insurance covers everyday driving, while commercial policies protect vehicles used for business tasks like deliveries or transporting tools. Using the wrong coverage can lead to denied claims—find out which one fits your needs and how Citizens Alliance Agency can help.

Jon Kuhlmann
Jul 29, 2025


✈️ Summer Travel Insurance Tips: What You Need to Know Before You Go
Planning a summer getaway? Travel insurance can protect you from unexpected delays, cancellations, medical emergencies, and more. Learn what coverage you need, how to choose the right policy, and tips to stay safe while traveling. Don’t leave home without peace of mind—read our full guide!

Citizens Alliance Agency
Jul 22, 2025


When It Rains, It Pours—Why You Need Umbrella Insurance
Umbrella insurance is your financial safety net when life takes an unexpected turn. It provides extra liability coverage beyond your home, auto, or renters policies—protecting your assets, future income, and peace of mind. From lawsuits to libel claims, it covers what standard policies don’t. Affordable and essential, especially if you face higher risks, umbrella insurance is smart protection for life’s legal and financial storms.

Candice Freese
Jul 15, 2025


What Homeownership Really Means
🏡 Buying a home is more than a milestone—it’s about building something that’s truly yours. At Citizens Alliance Agency, we’re here to help you protect it. From rising insurance costs to understanding your coverage, we break down what homeowners need to know. Plus, why having a trusted agent by your side still matters in today’s changing world.

Citizens Alliance Agency
Jul 8, 2025


Insurance Myths vs Facts: What You Really Need to Know
🎯 Think insurance is boring? Think again. From red cars to flood coverage, the myths run deep—and the facts might surprise you. I’m Tom Saue at Citizens Alliance Agency, here to bust myths and drop knowledge bombs that could protect your wallet. Don’t fall for bad advice—get insured the smart way.

Tom Saue
Jul 1, 2025


Save Money and Stress: How to Prevent Insurance Claims Before They Happen
Insurance is there when the unexpected happens—but preventing claims in the first place is even better. In this post, Steve Agre from CAA shares practical tips for reducing risks to your home and vehicle. From routine maintenance to smart safety upgrades, learn how to protect your property, avoid common insurance claims, and gain peace of mind.

Steve Agre
Jun 17, 2025


Summer is Here! Protect Your Boat, Motorcycle & ATV for Maximum Fun
Hello everyone, it’s Daniel Martin – an agent here at Citizens Alliance Agency (CAA). In today’s blog, I will cover Boats, Motorcycle, &...

Daniel Martin
Jun 3, 2025
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